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加拿大重病保险索赔实例见证
Critical Illness Insurance Claim Testimony

  以下是我们过去部分客户的重大疾病保险索赔申请实例见证,附索赔支票和简要信息,因个人隐私,客户姓名均已隐除。所有客户索赔时均为青壮年,年龄全部在51岁以下,这与我们的客户群的年龄大致相符,随着年龄的增长,索赔客户比例可能会进一步升高。在下面的所有索赔客户中,除一位已经过世外,其他均已康复或正在康复之中。


索赔11:
Claim Date(索赔日期,以支票签发日期为准): 2017-01-31
Age at Claim(索赔时年龄): 48
Sex(性别): M 男
CI Coverage(重病保险保额): $100,000
Policy Purchased Date(保单购买日期): 2007-2
Sickness Diagnosed(诊断重病): 冠状动脉搭桥
Notes(备注): XM, Recovered 已恢复健康
Cheque (支票):20170131

索赔10:
Claim Date(索赔日期,以支票签发日期为准): 2016-08-10
Age at Claim(索赔时年龄): 49
Sex(性别): M 男
CI Coverage(重病保险保额): $100,000
Policy Purchased Date(保单购买日期): 2002-8
Sickness Diagnosed(诊断重病): Colon cancer 直肠癌
Notes(备注): JW, Recovered 已恢复健康
Cheque (支票):20160810

索赔9:
Claim Date(索赔日期,以支票签发日期为准): 2016-04-12
Age at Claim(索赔时年龄): 50
Sex(性别): F 女
CI Coverage(重病保险保额): $100,000
Policy Purchased Date(保单购买日期): 2000-6
Sickness Diagnosed(诊断重病): Stamoch Cancer 胃癌
Notes(备注): JF, Deceased 已过世
Cheque (支票):20160412

索赔8:
Claim Date(索赔日期,以支票签发日期为准): 2015-11-23
Age at Claim(索赔时年龄): 50
Sex(性别): F 女
CI Coverage(重病保险保额): $100,000
Policy Purchased Date(保单购买日期): 2006-5
Sickness Diagnosed(诊断重病): 卵巢癌
Notes(备注): XW, Recovered 已恢复健康
Cheque (支票):20151123

索赔7:
Claim Date(索赔日期,以支票签发日期为准): 2015-06-22
Age at Claim(索赔时年龄): 20
Sex(性别): F 女
CI Coverage(重病保险保额): $200,000
Policy Purchased Date(保单购买日期): 2013-10
Sickness Diagnosed(诊断重病): Thyroid cancer, Stage 1-2 / 甲状腺癌,1-2期
Notes(备注): PZ, Recovered 已恢复健康
Cheque (支票):20150622

索赔6:
Claim Date(索赔日期,以支票签发日期为准): 2012-11-29
Age at Claim(索赔时年龄): 43
Sex(性别): M男
CI Coverage(重病保险保额): $100,000
Policy Purchased Date(保单购买日期): 2009-10
Sickness Diagnosed(诊断重病): Stroke / 中风
Notes(备注): LX, Recovered 已恢复健康
Cheque (支票):20121129

索赔5:
Claim Date(索赔日期,以支票签发日期为准): 2012-06-21
Age at Claim(索赔时年龄): 44
Sex(性别): M男
CI Coverage(重病保险保额): $250,000
Policy Purchased Date(保单购买日期): 1999-12
Sickness Diagnosed(诊断重病): Throat cancer, Stage 2/ 咽喉癌,二期
Notes(备注): YZ, Recovered 已恢复健康
Cheque (支票):20120621

索赔4:
Claim Date(索赔日期,以支票签发日期为准): 2012-02-28
Age at Claim(索赔时年龄):
Sex(性别):
CI Coverage(重病保险保额): $100,000
Policy Purchased Date(保单购买日期):
Sickness Diagnosed(诊断重病):
Notes(备注): PZ, Recovered 已恢复健康
Cheque (支票):20120228

索赔3:
Claim Date(索赔日期,以支票签发日期为准): 2011-09-26
Age at Claim(索赔时年龄): 38
Sex(性别): M男
CI Coverage(重病保险保额): $100,000
Policy Purchased Date(保单购买日期): 2008-04
Sickness Diagnosed(诊断重病): Heart Attack / 心脏病
Notes(备注): Recovered 已恢复健康
Cheque (支票):20110926
感谢信(Thank You Letter):

Alvin Lee,2001年11月(29岁)购买10万加元重大疾病保险。身体非常健康,无家庭病史。2011年时任公司主任会计(accounting director)。8月一天上班时突然手脚发麻,失去知觉。911送往医院确诊为心脏病。2011年9月16日收到保险公司10万加元重大疾病赔偿现金支票。以下是其给我们经纪人的感谢信及赔偿支票图件。谢谢Alvin同意我们刊载于此。

Dear Lynn:

Sorry it took me 2 weeks to get back to you on this testimony.

Looking back exactly 10 years ago since we first landed in Canada, my wife & I have been counting our blessings that we have been introduced to you. Ever since then, you and Jim had been of great help to our family in so many ways. As a friend, you helped us settled down and providing referrals when needed and as our financial advisor, you have been phenomenal. You have advised us from the very beginning exactly what we needed and going forward, we have never regretted it at all.

During my recent critical illness insurance claims, your exceptional knowledge, level of professionalism and integrity has made this claiming process smoothly approved and in such a short time that you truly deserve our highest admiration.

Having blessed to have known you, there is no doubt in our minds that we will definitely recommend you to any of our friends.

Take care and please send our regards to Jim.

Warm regards.
Alvin Lee ACMA (UK) CMA
Manager, Accounting & Reporting

索赔2:
Claim Date(索赔日期,以支票签发日期为准): 2005-01-18
Age at Claim(索赔时年龄): 43
Sex(性别): M男
CI Coverage(重病保险保额): $200,000
Policy Purchased Date(保单购买日期): 2004-03
Sickness Diagnosed(诊断重病): Colon Cancer, Stage 3 / 结肠癌,3期
Notes(备注): JF, Recovered 已恢复健康
Cheque (支票):20050118

Jim Fang(方金琪),也是本站财务经纪之一。2004年8月(43岁)确诊为肠癌,获20万加元重大疾病保险赔偿。
当初购买重大疾病保险,是在太太Lynn的强力要求下才决定购买的。Jim本人一是一直觉得自己年轻力壮,身体状况非常好,又没有家庭病史,患受保范围内的重大疾病的机会很小。二是担心患病后索赔手续麻烦困难,因此他当时不仅自己不愿购买,也极少推荐他的客户购买。 确诊之后忙于手术和化疗安排,2004年11月29日才向保险公司提交赔偿申请。2005年1月18日收到公司赔偿支票。


索赔1:
Claim Date(索赔日期,以支票签发日期为准): 2002-11-07
Age at Claim(索赔时年龄): 41
Sex(性别): M男
CI Coverage(重病保险保额): $100,000
Policy Purchased Date(保单购买日期): 2000-07
Sickness Diagnosed(诊断重病): Heart Attack / 心脏病
Notes(备注): JS, Recovered 已恢复健康
Cheque (支票):20021107