加拿大医疗保险
Medical Insurance in Canada

GMS公司加拿大居民留学医疗保险计划简介
GMS Medical Insurance StudentPlan Benefits

　　以下是加拿大GMS公司为加拿大居民前往境外留学而设立提供的加拿大学生境外留学医疗保险计划简介。计划名称为StudentPlan。以下简要来源GMS公司网站，扼要说明了计划的承保范围与特点。有关更详细的说明，包括申请资格要求、不受保内容与规定等，请阅读保单原文全文。

　　Please refer to the StudentPlan policy for full details of benefits, eligibility, exclusions and conditions.

STUDENTPLAN BENEFITS

Benefit	Detail
Hospitalization	Covers hospital room and board charges, up to semi-private, and charges for intensive and coronary care
Medical Services	Covers the cost of treatment by a physician or surgeon
Diagnostic Services	Covers the cost of x-rays and other diagnostic tests
Out-patient Treatment	Covers the cost of out-patient emergency room charges
Prescription Drugs	Covers the cost of prescription drugs and medication prescribed in an emergency situation up to $1,000
Road Ambulance	Covers the cost for use of a licensed road ambulance in an emergency situation
Air Ambulance	Covers the cost for the use an air ambulance or regularly scheduled airline to transport you back to your province of residence
Special Attendant	Reimbursement of the cost of one, return-trip airfare for a medical attendant to accompany you back to your province of residence
Return of Family Member	Reimbursement of the cost of one, return-trip airfare for a medical attendant to accompany you back to your province of residence
Paramedical Services	Covers the cost for the use of an osteopath, physiotherapist, chiropractor, chiropodist, and/or podiatrist
Health Practitioners	Covers the cost for the services of a registered mental health professional ($300 maximum per person per year)
Accidental Dental	Covers the cost of repair or replacement of natural teeth or the relief of dental pain
Return of Remains	Covers the cost of preparation and transportation to the country of origin, or the cost of cremation or burial at the place of death
Family to Bedside	Reimbursement for the cost of one airfare for a family member to accompany you at your bedside
Coverage Continuation	If hospitalized and your plan expires, your coverage continues until seventy-two (72) hours after discharge from hospital
Out-of-Pocket Expenses	Covers accommodations, meals, phone calls and taxi or bus fares incurred by an accompanying family member in the event hospitalization continues after the policy expiry date.
24-Hour Travel Assistance Services	Wherever you are, our travel assistance firm will verify your coverage and make hospital and emergency arrangements for you.
Sports Participation (extra coverage for Student Athletes)	Choose this for students playing official university sports teams; it includes coverage for medical expenses that are a result of participation in their sport. GMS will pay reasonable and customary charges in excess of coverage from other insurance plans for eligible expenses that result from an accidental injury while playing a sport on a scholarship or waiver of entrance fees.